We charge a nominal 1% FX spread and 0.38% IOF (industry-best rate) when you load money via Pix to cover our banking charges, foreign exchange fees and USDC purchases.

Similarly, there will be a 1% FX spread and 0.38% IOF while converting Dollars to Real for the purpose of withdrawing funds to a local Brazilian bank account.

All other transfers, including sending and receiving dollars will remain FREE of charge forever.